Virtual CFO Services

A virtual CFO mandate at Sandip Bhalerao & Co. is a working rhythm, not a part-time accountant. From the Bhosari office we sit with the cash, the debtors, the GST position and the bank covenant every month so the promoter is not seeing those numbers for the first time when a banker or a buyer asks.

What this engagement covers

• Monthly MIS: sales versus collections, cash and drawing power, overdue statutory dues
• Rolling three-month cash view and working-capital notes
• GST and books kept on the same page before the MIS is signed
• Advance-tax estimate that follows the profit already shown to the promoter
• Board / lender pack prepared from the same file that will support audit

How we work

The first 90 days close the books. Strategy comes after the numbers stop moving. Virtual CFO work is run by the same practice that handles GST, income-tax advisory and audit, so the pack a PCMC manufacturer uses in July is the pack the tax audit can defend in September.

Who it is for

Owner-managed companies in Bhosari MIDC, Pimpri-Chinchwad and Pune that have outgrown a bookkeeper but do not need a full-time CFO on payroll.